Whether it’s for your business or your family, quick car loans are the key to getting you the right vehicle for your needs. Don’t spend weeks sifting through paperwork or waiting for approval. Get approval for your new car, truck, or ute almost instantly with quick car loans from Loantec.
Our Finance Technicians have more than 30 years of combined industry experience and can ensure you get the best deal at a great rate. A car is often vital for families and businesses. Our team understands this, which is why we are specialists in quick car loans, including ABN, secured, and unsecured car loans.
The first step is understanding your factual options. And the best way to do that is using our pre-qualification form. From there, our Finance Technicians will assess your situation and find the right car finance product for you.
A Car Loan for Every Situation
There are plenty of reasons you might need a car loan. From replacing your family vehicle to upgrading your weekend 4WD, or getting a new fleet of work utes for your business. Here at Loantec, we’re able to provide car finance to fit any situation.
ABN Car Loans
If your work vehicles have broken down, or you’re expanding and quickly need more, then a quick car loan is crucial. Every minute your vehicles aren’t operating is potential income being lost.
ABN car loans can often be a tricky approval process, especially for newer businesses. You’ll generally need to provide profit and loss statements, financials and proof that you’ll be able to pay off the loan. Before the lender will even consider you for a loan. This can be a hassle, or sometimes impossible if you’re a start-up or only started operating recently.
However, with Loantec, you have options to secure car finance, and a range of other business loans, no matter whether you’re a fresh start-up, have been operating for a year or two, or have decades of trading history behind you.
We have access to a huge panel of lenders and can work with you to find an ABN car loan that is not only a great deal but is quick and easy to get approval for.
In fact, in some cases, we can even do same-day approval and funds!
It all comes down to your situation and what you’re looking to finance. Ready to find out your ABN car finance options? Fill in our simple pre-qualification form and one of our Finance Technicians will be in touch to discuss your finance options with you.
Affordable Secured Car Loans
Looking for ways to reduce the cost of your car loan, or to improve your chances of approval? Then consider a secured car loan. A lender will use the items you offer as collateral against the loan. This is a fantastic way to improve your approval chances or to get a great interest rate.
Generally, you’ll only be able to use larger items, like cars, motorbikes, and vehicles as collateral, but some lenders will let you use other items if they think they’re valuable enough.
The downside of using collateral for a loan is that if you fail to meet the repayments your lender will repossess the items and sell them to cover their losses.
Secured car loans will generally take longer than a standard car loan, which is something you’ll need to pay attention to if you’re looking for the quickest approval time. You can make the process easier by coming prepared with the documents we’ll need to assess and get you approved. Some basic requirements include:
- Proof of identification
- Bank statements (usually 3-6 months)
- Proof of insurance (if using a car as collateral)
- Valuations or proof of worth for any other items that you want to use as collateral
By simply coming to the table prepared, you can speed up the process and get approved for your secured car loan quicker.
Unsecured Car Loan
If you don’t have anything to act as security against the car, you’ll be looking at a more traditional unsecured car loan. Even though they are called unsecured, you do technically have some collateral on the loan, as the car itself is the security.
However, the process and paperwork required for an unsecured car loan is minimal compared to a secured car loan. Because the lender can easily get the information they need about the vehicle from the dealer directly.
Unsecured loans will usually have a higher interest rate or shorter loan term than a secured loan. But that’s not always the case. Our Finance Technicians here at Loantec are experts in finding the best car finance for our clients. Regardless of their situation.
While an unsecured car loan might have a higher interest rate or a balloon payment at the end. One of the biggest benefits is the speed you can get the loan approved.
With no need to confirm insurance or get a valuation for your collateral, our team can process your loan quickly. In fact, with our pre-approval process, you can even get a same-day approval in some cases!
All you need to do is fill in our pre-qualification form and our Finance Technicians will take care of the rest. We’ll guide you through the entire finance process and help find the best car loan for you.
Bad Credit Car Loans
Have bad credit? No worries! Don’t let a mistake or missed repayment from the past stop you from getting your new car today. We have helped hundreds of clients with poor credit history get approved for car finance.
A simple way to improve your approval chances is to offer something as collateral. This gives the lender peace of mind when lending you the funds. And it will ensure you get a competitive rate for your loan.
Apply Online for Quick Car Loans With Loantec Today
Ready to discover your car loan options? Here at Loantec, our application process is completely online. You can apply for your car loan from the comfort of your living room or the lunchroom on your worksite.
Our Finance Technicians will collect some basic details and then find you the best deal for your needs. And the best part? Our initial process doesn’t require a credit check and isn’t a formal application!
We will assess your situation, and using our unique pre-qualification system, work out your best options. We’ll only ever present options we are confident you will get approved with. Once you’ve picked the product that fits you best, we’ll then go through the formal application process and funds will be transferred into your chosen bank account.
Contact our Finance Technicians for ABN, secured, and unsecured quick car loans today.