Sometimes you just need a bit of cash to get through a trouble spot. Whether it’s for an emergency, unexpected expenses, or to pay for your dream wedding, Loantec small loans are a lifesaver.
Loantec is here to help you with all your financing needs. Get into contact with our Finance Technicians by filling in our pre-qualification form. Our team will take the time to discuss your needs and provide you with the lowest interest loan that’s available to you. When you talk with us, we’ll walk you through all your options and secure the financing you need.
Your Options for Small Loans
Broadly speaking, a small loan is anything under $10,000. There are different methods on how to secure finance and the right type of loan will vary depending on your circumstances. Our Finance Technicians will work with you and discuss your preferences and circumstances to find the right type of loan for you. Let’s explore some small loan options.
Small Personal Loans
A personal loan is the most common type of small loan people usually apply for. Our Finance Technicians will analyse your finances and find you the best deal available.
When you apply for a personal loan, you’ll also generally need to provide a reason for the loan. This is usually a formality though.
Whether it’s for a new outfit, a holiday adventure across Asia, or to throw a wild party, Loantec can get you the small loan you need.
Small Business Loans
If you have an ABN registered business, you might be able to apply for a business loan. Two of the most common types of small business financing are business overdraft loans and equipment finance.
Business overdraft loans are used to cover the usual expenses of the business while cash flow is currently limited. These funds give you the ability to stay afloat while you’re waiting for money to come in.
Equipment financing is used to buy necessary equipment for your business. This can include anything from a coffee machine for the break room to new power tools and machinery.
No matter what type of loan you apply for, our Finance Technicians can help. With more than 40 years of experience, our team are dedicated to getting you the best deal possible. Fill in our simple pre-qualification form today to get your finances sorted.
Loantec Can Provide You with A Small Loan Fast
Once your application has been approved, we’ll be able to get the money into your account overnight—sometimes even on the same day! We pride ourselves on our quick and efficient process, focusing our efforts on providing the best service possible.
Here at Loantec, we make the process of securing finance easy. Just apply online with our pre-qualification form. From there, our Finance Technicians will be in touch to discuss your factual options.
Checking Your Credit Score
When applying for small loans, or any kind of finance, lenders will run a credit check. Your credit score serves as an indicator of your financial history and reliability. When an applicant has a low score, many lenders will likely reject the loan or only offer a high interest-rate loan.
But, here at Loantec, we have finance options even if you have bad credit, or think you have bad credit. We’ll take your current financial situation into account and will help you secure the funding you need.
Whether you’ve got a perfect credit score, a terrible one, or have no idea what your credit looks like, contact our Finance Technicians today. We’ll walk you through the process of securing your loan and get the funds into your account as fast as possible. Start now by filling in our pre-qualification form.
Loan Type Variations
There are a couple of different types of small loans on offer through Loantec. Our Finance Technicians will take you through all your factual options and provide you with a number of options that suit your needs and budget.
Choose Between a Fixed or Variable Interest Rate
The primary difference between a fixed and variable interest rate is that a fixed rate will have an unchanging interest rate for a set term. While a variable rate can change regularly. On the other hand, variable loans generally have more flexibility in the contract, while a fixed loan will generally have very strict, rigid rules to follow.
These can include not being able to pay the loan off early, or not being able to delay a payment.
Here at Loantec, our Finance Technicians are the experts in everything finance. When you contact our team, we’ll explore all your factual options and provide you with the best loan for your situation. All you need to do to start is fill in our pre-qualification form. Then we’ll take care of the entire process. For quick and easy financing, contact the Loantec team today!